Interest-only loans give you the flexibility of paying interest-only or interest and principal each month. Interest-only home loans can have a fixed or adjustable mortgage rate. The monthly payment flexibility of an interest-only loan can help you deal with unexpected expenses, finance home improvements, or pay down high-interest debt. An interest-only loan is one that…
Below is recent article that my friend and money expert Stuart Frass sent me…He found this on CNN Money.com. He is some great insight to the FICO scoring system. Your friend, Carlos Samaniego (909)307-0977 Call now to get your free debt analysis. The bigger your total balance as a percent of your total credit limit…
Visit some more pictures from hospital along with a slide show at More Bella Pictures and Slide Show
It finally happened the day Elizabeth and I have waited for over 9 months. Bella Melania Samaniego was born at 7:45am at Redlands Community Hospital. She was 7 pounds, 15 ounces, just a ounce shy of 8lbs, and she was 19 inches long, and the most beautiful thing I have eyes have ever seen, other…
14 hours to go!!! In about 14 hours ago Elizabeth and I take the 2 1/2 minute drive over to Redlands Community Hospital, to get ready for the birth of our baby daughter, Bella Melania Samaniego to become part of our life and family. We are both so excited and nervous at the same time,…
Today one of my coaches and mentors Barry Habbib was featured on CNBC and talk’s in detail about the Subprime Meltdown and also why if you are going to do anything with your mortgage you better be talking to a Certified Mortgage Planner. Watch the clip now! Watch Now! Barry talk’s about finding a…
The headlines are once again full of news from the mortgage and real estate front…and this time, the "Sub-Prime meltdown" is taking center stage. What exactly is going on, and what does it mean to you? A "Sub-Prime" home loan is a loan where the client has some significant credit issues, or was otherwise unable…
It was a classic beautiful California weekend! It was sunny, nice breeze, about 78 degrees. The smell of the spring blooms permeated the air. The Wisteria tree was waterfall of lavender flowing over and the orange blooms on the Orange tree was so intoxicating and the palm tree’s swaying back forth in the light breeze.…
That is why i am offering a completely free analysis of your mortgage to help you know what you have and also offering a free ARM Analysis for anyone who has and Adjustable Rate Mortgage. Read this great article, and later this week, I will share with you how, I save Peggy from making a…