Today is a day we give thanks and remember all the people, family, friends and clients who have made a difference in our lives. I wanted to to say "Thank You" to all those people that have made a difference in my life and my families life. This is also a special day for us…
WOW- isn’t hard to believe we are coming upon the holidays. What happen to this year it just flew this year. I amazed how fast the year can go especially when you have a new born. That’s right Bella is now 6 months old and the most amazing thing in this world, to watch…
Ok you ask for it? Here they are, right there on the left hand side… Some recent pictures of Bella. We had some great professional pictures done, however, I have not had a chance to convert them to digital pictures, but for now, here you go? Need some help from some of you parents out…
If your mortgage is about the adjust and you know you will not be able to afford payment, call them now and let them know, they will try to help, or call my office for free consultation. Read how Top Bank regulators are tryin to help. Your friend,Carlos Samaniego909-307-0977 FDIC to mortgage servicers: Freeze ARM…
Borrowers get small break from Fed Those with home equity loans and lines of credit didn’t just hit the jackpot – but every little bit helps. By Ismat Sarah Mangla, Money Magazine reporter September 18 2007: 4:17 PM EDT NEW YORK (Money) — After the Federal Reserve’s half-point cut in interest rates Tuesday, homeowners may…
Last week, President George W. Bush announced his FHASecure Plan which is designed to help some 80,000 homeowners avoid foreclosure as their ARMs adjust to higher rates and payments. The announcement not only caused quite a stir on Wall Street, it created a lot of questions on Main Street as well. FHASecure Plan FAQs What…
President Bush Annouces today a new Federal program to help homeowners that are behind on their mortgages. I posted the article below. I will be watching this closely and keep you up to date of any changes. If you are currently behind on your mortgage, credit card debt, taxes anything. Call our offices for free…
Yes I finally did it? I am on Myspace! Many of my friends have been bugging me to get on myspace. I thought that was a place for kids and teenagers to hang out? Little did I know how many people are on myspace, including the likes of Donald Trump, Richard Branson, almost every movie…
The Crisis continue…below is article from CNN this morning. The headline say’s it best, they buyers and homeowners with good credit will make out well, however if you cannot prove your income, or do not have much value in your home compared to what you owe, and credit scores are lacking. You could have a…
10:30amDrinking Coffe with my wife on the porchRedlands, Ca This morning while drinking coffee with my wife and are daughter gigling on her little swing. My wife and I where discussing what is happening in the financial markets and how so many people are getting in trouble with there excess credit card debt and their…