Carlos Samaniego Exclusive Update – We have seen a whirlwind of legislative activity these past few weeks! There is much confusion surrounding the recently passed Economic Stimulus Package and higher loan limits. Unfortunately, the new law can be confusing to decipher, and not everyone will benefit. For this reason, we have provided an outline below…
There is more help for delequent homeowners, at least short term help. The new "LifeLine" was just annouced today and it will help someowner throughout the country more importantly to the County that has the highest rate of foreclosure, San Bernardino and Riverside. It will help some but not all, call our offices today, to…
My very good friend Ron Caruthers, one of the Nations Leading Experts on College Planning recently launched his own blog! Make sure you visit it, especially if you have college bound seniors. His blog is www.roncaruthers.typepad.com Your friend, Carlos Samaniego(909)307-0977
I have a very special gift for all my readers. For the very first time ever we are releasing at no cost our "Income-for-Life Book" that was co-authored by Rob Minton and ourselves. If you are serious about investing in real estate it is time to get our book now! Income-for-life is a must read…
I know I am couple days late talking about the Superbowl. But what an amazing game! I didn’t have any particular favorite for the Superbowl. Since I was upset that the Charger did not make it. I was cheering for certain player to win their Superbowl ring’s, like long time Chargers, Jr. Seau and Rodney …
One of my favorate no-nonsense financial planner that I enjoy reading, listening, and watching on television is Dave Ramsey (www.daveramsey.com). His biggest calling is get out of debt! He teaches his "Baby Steps" to all his students, which I have posted below{ Dave has taught these principles to millions via radio, books, Financial Peace University,…
The Federal Reserve Lowers Interest Rates AGAIN… What Does This Mean For YOU? What does this all mean! I just posted articled with detailed explanation about what it means to you…. If you currently have a mortgage, home equity account, credit cards, call our office to get a free 30 minute consultation. We are getting…
The Federal Reserve Lowers Interest Rates AGAIN… What Does This Mean For YOU? In order to answer this question, it is helpful to understand the four major interest rates that are affected by the Fed: Discount Rate (currently 3.5%) – the interest rate that banks pay when they borrow money directly from the Fed. The…
In a nearly unprecedented move the Federal Reserve early Tuesday cut the Federal discount rate by .75 of a point, the largest single rate cut in 20 years. The move did not come at one of the Fed’s regularly scheduled meetings but rather overnight in response to some truly dreadful news from foreign stock exchanges…
After watching a gutsy performance, taking on the the unbeaten Patriots I thought I would be depressed after watching San Diego lose the game. However, I felt good watching a great performance from a team who basically hobble into the lions cage, and fought the beast the best they could. I am proud of the…