VIDEO-Woman refuses to pay BofA Credit Card!
Great video, of the average American consumer getting fed up!
Carlos finishes book about how to buy foreclosures
That is right after working, writing, and editing I finally finished my book, "Foreclosure Home Buying Secrets." So many of you have called, email, blog, asking me, "Carlos how to buy a foreclosure in this market place?" So now you have a resource you download today at no cost!
Reuters.com – U.S. credit card issuers pare lending limits
More credit scores will be dramatically affected as they cut your credit limits! U.S. credit card issuers pare lending limits Fri Aug 28 16:29:46 UTC 2009 By Juan Lagorio – Analysis NEW YORK (Reuters) – Millions of Americans have already seen their credit card limits shrink, and millions more face the same fate as lenders…
Should you pay off that old credit card? Maybe not?
State statutes of limitation for credit card debt Collectors have a limited time to file lawsuits over unpaid card debts. Some times it doesn’t make sense to pay off and old credit card account. It depends what your strategy is and why your trying to improve your credit. However, many people do not realize that…
Another Hurdle for the Jobless: Credit Inquiries
Recent Article about importance of your credit when trying to get a new job!! Enjoy, Carlos Samaniego www.CarlosSamaniego.com August 7, 2009 Another Hurdle for the Jobless: Credit Inquiries By JONATHAN D. GLATER Digging out of debt keeps getting harder for the unemployed as more companies use detailed credit checks to screen job prospects. Out of…
Oscar saves his home!
As many of you know I conduct workshops and bootcamps on regular basis here in the Inland Empire, and throughout the country. Normally, at my my workshops, I give all my clients free 20 minute consultation. Couple days, ago, I get a phone call from someone name Oscar (to protect his identity, I just give…
Correction: Credit and Debt Bootcamp will be on Saturday, August 15, 2009
Just wanted to make a brief correction on my last post. Our Credit and Debt Bootcamp will be held on Saturday, August 15, 2009 from 12-4pm. "Credit and Debt Boot Camp"Saturday, August 18, 2009 De Anza Community Center 1405 S. Fern Ave, Ontario, CA For More Details vist our website and Register at BootCamp Information…
Tight Mortgage Standards Making it harder to get loans!
This morning I was preparing for my next “Credit/1st Time Home Buyer Worksho” at the City of Ontario on Thursday, I came upon this great article in the New York Times about what I have been experiencing for last 6 months. Banks are just making it harder and harder to qualify for loan, even with…
Free 72 Hour Emeregency Pack Giveaway!
As many of you know I have been training with CERT (Civilian Emergency Response Team). One of the most important thing any family can do is have a 72 hour emergency pack ready in case of any disaster, emergency, anything. Locally, we all know that we can have an earthquake at any given time! Sometimes,…
Don't Touch That Dial!
“DON’T TOUCH THAT DIAL.”That familiar broadcasting statement certainly applied to the markets last week, as the volatility continued and the markets changed direction quickly. Take a look at the chart below, which shows how home loan rates have climbed dramatically over the last several weeks. In fact, home loan rates are at their highest levels…