What do you know the Fat Cat Credit Agencies Thinks Your back in School! The three major credit reporting agencies has decided to come up with a more "uniform" way to grade us! Johnny did you get in "A" in math, little suzie is that a "D" in PE. You need to study more!! Now…
How To Improve Your Credit Score! Have you ever looked at your credit report and seen balances that are inaccurate? This is because your credit cards may not be reporting your balance at a time of the month that is most advantageous to you. For instance, let us say your MasterCard reports…
So what does a snowy Chicago Day and Jerry Springer have in common? Well this last week I had to fly to Phonenix for 3 days with my good friend Ralph Morales to attend a 3-day mortgage conference. It was absolutley beautiful few days and within a few hours I was snow!! Then on friday…
You have heard about Identity non-stop on TV, radio, newspaper, friends, and family. Does it scare you? It should! As of December 2005, according to federal statistics, The Inland Empire ranks 2nd in the nation for Identity Theft. Over 5,400 new cases where reported that was an increase of over 25%. This does not even…
Pay your balances down! 30% of your credit score is made up by your debt ratio: the amount of debt you have as a percentage of what your credit limits are. If you are in the market for a large purchase, you should try to pay your balances down to as close to…
"Carlos paid off mortgages, paid off our car, gave us the car title back free and clear. We didn
This morning, I had appointment with Glen Baker from Banning, California. He is building a new home on a lot he owns there in Banning. I am getting him a "New Construction Loan". I told Glen, "come on down to my office." He said, "Where’s your office?" I opened up my new office in "Historic…
What does King Kong, American Idol, and the The Grammy’s all have in common? Well, at 8:30pm this evening my wife and I are sitting in front of TV trying to watch the Grammy’s and American Idol, it’s great having TIVO! It’s funny, because I had never watched Amerian Idol until last year and really…
It’s Super Bowl Sunday! Just finished the 1st Quarter, it’s been boring game so far, score is Steelers 0, Seattle 3. I am going for the underdogs, Seattle.! The FEDEX commercial has been the best so far! I wanted to let you know I will be sharing with you "Insider Credit Secrets" on how you…
I read this below today, I loved what it say’s, I thought you may like it too!! How to Attract Prosperity – (Classic book written in 1922 by Orisen Swett Marden) Everything in man’s life, everything in God’s universe, is based upon principle-follows a divine law; and the law of prosperity and abundance is just…