Today is Thursday it has been a rough week in the office. I have talked with people this week alone about divorce’s, foreclosures, bankrupty, and spend quite a bit of time on the phone with attorney friends of mine, talking about the crisis happening right now!

With credit requirements tightening and banks making changes it seems almost on a hourly basis, borrowers have fewer choices in mortgage loans wich is causesing a lot of hardache!

As record numbers of foreclosures pervade the subprime market, lenders are becoming more and more anxious, and as a result, they