One of my favorate no-nonsense financial planner that I enjoy reading, listening, and watching on television is Dave Ramsey (www.daveramsey.com).
His biggest calling is get out of debt!
He teaches his "Baby Steps" to all his students, which I have posted below{
|
Dave has taught these principles to millions via radio, books, Financial Peace University, and online. Now its your turn! Use the Baby Steps to get your finances in order and on track. Then pass them on to someone you know and help change their life! |
||||
| 1. | $1,000 to start an Emergency Fund | |||
| 2. | Pay off all debt using the Debt Snowball | |||
| 3. | 3 to 6 months of expenses in savings | |||
| 4. | Invest 15% of household income into Roth IRAs and pre-tax retirement | |||
| 5. | College funding for children | |||
| 6. | Pay off home early | |||
| 7. | Build wealth and give! Invest in mutual funds and real estate |
|||
It always start’s with baby step’s!
Here is a sampling of his radio show, if you have never heard him:
Until next time, Carlos Samaniego
