Sorting Out Your Retirement Plan
Here is everything you need to know about how to sort out your retirement plan.
Uh-oh, Your Identity Just Got Stolen?
What to do in case your identity gets stolen? Here are all the answers you need.
Paying Taxes Wisely: Smart Moves For Withdrawals
Here are two ways to possibly reduce taxes in retirement while extending the life of your nest egg by being smart about which accounts you tap first.
Retirement Planning Is Cash Flow Planning
Start your retirement planning, which is in fact cash flow planning.
If Cash Is King, How Should You Be Taking Care of It?
In our experience, most small businesses don’t have nearly enough cash reserves in case of a significant economic downturn or other disruption. A J.P. Morgan report from 2016 seems to bear this out, too, determining roughly half of all small businesses held a cash buffer only large enough to support 27 days of their typical…
Have You Made Your First Million Yet?
This month, we’ve spent a lot of time looking at ways to put more money back in your pocket or to keep more money in your pocket. Everybody wants that, right? Yes, yes, yes! Now, our newsletter was filled with some ideas, but we’ve heard from readers, friends, and clients a host of other ways.…
Credit Myths and Misconceptions
There’s a ton of information – most of it wrong – available about how your credit score is calculated and – even worse – how it is impacted by you simply being a consumer. Let’s look a few of these and try to dispel them. Your score drops if you check your own credit. This…
Why You Should Never, Ever Pay Early (With 1 Exception)
Much has been written about the struggles business owners face to get paid on time, and how to get clients who are dragging their feet to pay up. Clients stalling on payments, combined with unexpected expenses, can put your business in a cash flow crunch. As the owner of a small business, you probably have…
Getting in Touch With Your Finances This Summer
There’s about one month left in Summer 2018, plenty of time before school shopping or – Heaven forbid – Christmas – to do a little “financial cleansing”. Why? Every once in a while, it’s a good idea to stop and think about how and what you spend your paycheck on and maybe do a little…
Stop and Quit Spending
Here we are, past the halfway mark of 2018 and guess what? If you’re like a lot of companies I’ve been talking to, you’ve spent too much already this year. Not that you’re not making it back, but the budgets you’ve allocated had some assumptions in them and because you were busy, you never got…