Uh-oh, Your Identity Just Got Stolen?
What to do in case your identity gets stolen? Here are all the answers you need.
Credit Myths and Misconceptions
There’s a ton of information – most of it wrong – available about how your credit score is calculated and – even worse – how it is impacted by you simply being a consumer. Let’s look a few of these and try to dispel them. Your score drops if you check your own credit. This…
If you can't pay cash, you can't afford it.
If you want to beat debt and build wealth, you have to break the cycle. #DaveDaily http://daveramsey.com/blog
Do you have Facebook Envy?
6 Stages of Facebook Envy Facebook envy. There aren’t any forms of positive envy, but Facebook envy might be the worst. What is it? As we explained in our article earlier this year , Facebook envy happens when you see a “friend” post about a vacation, a restaurant or a new car—anything that you can’t have—and you immediately feel…
Fake Credit Score?? Equifax Goes Fake-o
I just got this email below from collegue and mentor of mine about what is going on with “fake credit scores”. I don’t want to say much let Stephen, explain it detail. Carlos Samaniego ———— Equifax Goes Fake-o Equifax couldn’t hold out. The greed of the almighty dollar finally found its way to Atlanta. Temptation…
How Many Points Will I Lose?
One of my personal credit coaches and mentors is John Ulzhiemer, he recently posted this article, that I believe is must read for all who care about their credit scores! If you like a free credit consultation please call me direct at (909) 512-6418 Sincerely, Carlos Samaniego _________________________ REAL FICO Score Damage Point Amounts CLARIFIED…
Can Credit Really be Repaired?
Contrary to what the credit bureaus would like you to believe, credit repair does work and can work for 100% of people in most circumstances. This is, of course, provided you are getting the best advice and have an experienced professional working on your case. Anyone with a credit score below 720 can benefit…
Double Your Credit
I learned early on that credit card companies love people who max out their credit cards. They love them because of the income stream they get as a result. However, if you max out your credit, the companies may also view this as a sign of desperation and assume that you are a risk. It…
Credit Tips & More Hawaii Photos
Well, we are back home from a dream trip to Kauai. Today we need to get back to our Credit tip. Below is a great one from my firend Edward Jamison, Credit Attorney from Los Angeles. If you are intested in some of his services give me a call I will introduce you to him…
Who is Looking at Your Credit Report?
It’s been a few weeks since I last posted. Since then Miami Heat won the Finals and Shaq got another championship and the US get’s booted from World Cup. We are all proud of our hometown player, Landon Donovan from Redlands. Wait till next year 🙂 So this week credit tip, is about who is…