Contrary
to what the credit bureaus would like you to believe, credit repair does work
and can work for 100% of people in most circumstances. This is, of course,
provided you are getting the best advice and have an experienced professional
working on your case.
Anyone
with a credit score below 720 can benefit long-term from the advice and
information provided through credit repair; however, there are times when your
own limitations make adhering to this advice impossible. The two limiting
factors are: 1) your financial situation and 2) the time frame within
which you need results. It is possible to remove anything from a credit
report, even accurate items, if the creditor does not adhere to the law that
outlines the steps of what needs to be done and by when. But just because
you have a certain type of account removed at one time does not mean other,
similar items are going to be able to be removed, even with the same circumstances. A
hit-or-miss aspect exists in credit repair, because credit repair relies not
only on the strategies of the person attempting to repair the credit, but also
on the effectiveness or ineffectiveness of the creditors and credit bureaus in adhering
to the laws. Sometimes you want the credit bureaus and creditors to follow
the law, sometimes you don