Who Can Get A Mortgage Now?

The Crisis continue…below is article from CNN this morning.  The headline say’s it best, they buyers and homeowners with good credit will make out well, however if you cannot prove your income, or do not have much value in your home compared to what you owe, and credit scores are lacking. You could have a…

Good, Bad, or Ugly!

GOOD, BAD OR UGLY? All of the above, if we’re looking at last week and home loan rates. Good news came in the form of friendly inflation and employment news, which helped rates on conforming home loans improve by about .125% over the course of the week. "Conforming" home loans are those under $417K, and…

Happy 4th of July

Well today is the last day of this 4th of July week! I hope you enjoyed your time this week with your  family and friends. Elizabeth and I spent 4th of July in San Diego at Humpreys at the Bay on Shelter Island! It was a room right on the bay, in fact we where…

Baby Bella's 2 months old!

How time fly’s our little princes turned 8 weeks old yesterday.  She is almost twice the size when she  was born she wieghs 15lbs and almost twice as long. All my friends with children keep telling me just enjoy this time with them because they grow so fast!! She is standing up with our help…