Daily Archives: October 29, 2014

Circuit Court: Collection Letter from Law Firm Demanding Payment Violates FDCPA

CreditBy Carlos Samaniego, EA October 29, 2014

I think the appeals court got it right, article is below. I believe that PRA and other “debt” buyers are committing fraud. Oh, and so are the creditors that sell the bad debt. When an original creditor gets rid of the debt by charging it off, they get paid through insurance and also that tax…

Mad Props: What You Need to Know Before You Vote…On Prop 45

UncategorizedBy Carlos Samaniego, EA October 29, 2014

Will government regulation improve or hinder how the state implements the Affordable Care Act? October 28, 2014 Jesy Odio Politics What it’s all about: The Affordable Care Act instituted Covered California as the state’s individual health insurance exchange but failed to legislate how health insurance costs should be regulated. If approved, Prop 45 would give…