The first big change that you may or may not be aware of is that the open enrollment date is much later this year than it was last year. If you recall, Oct. 1 was the first day you could enroll for 2014.
This year Nov. 15 will be the official kickoff for 2015 enrollment.
This is 6 weeks later than last year!
In other words, you only have three months to enroll in 2015!