How do I know if I already got premium tax credits?

Lots of people may not realize they got premium tax credits.  If you applied when you enrolled, you don’t actually “get” the tax credit every month.  The IRS pays your premium tax credit directly to your health insurance plan.  Your monthly premium costs are lower as a result.

The only way to get premium tax credits is to buy from Covered California.  If you bought from Covered California, it will send you a tax form, called the Form 1095‐A, by January 31, 2015.  The Form 1095‐A will tell you if you already received premium tax

credits or not.  It will also tell you the exact amount of the tax credits you got each month.