Author Archives | Carlos Samaniego

Carlos Samaniego - who has written 205 posts on Carlos Samaniego.


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Reuters.com – U.S. credit card issuers pare lending limits

29 August 2009

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More credit scores will be dramatically affected as they cut your credit limits! U.S. credit card issuers pare lending limits Fri Aug 28 16:29:46 UTC 2009 By Juan Lagorio – Analysis NEW YORK (Reuters) – Millions of Americans have already seen their credit card limits shrink, and millions more face the same fate as lenders […]

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Should you pay off that old credit card? Maybe not?

8 August 2009

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State statutes of limitation for credit card debt Collectors have a limited time to file lawsuits over unpaid card debts. Some times it doesn’t make sense to pay off and old credit card account. It depends what your strategy is and why your trying to improve your credit. However, many people do not realize that […]

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Another Hurdle for the Jobless: Credit Inquiries

7 August 2009

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Recent Article about importance of your credit when trying to get a new job!! Enjoy, Carlos Samaniego www.CarlosSamaniego.com August 7, 2009 Another Hurdle for the Jobless: Credit Inquiries By JONATHAN D. GLATER Digging out of debt keeps getting harder for the unemployed as more companies use detailed credit checks  to screen job prospects. Out of […]

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Oscar saves his home!

30 July 2009

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As many of you know I conduct workshops and bootcamps on regular basis here in the Inland Empire, and throughout the country. Normally, at my my workshops, I give all my clients free 20 minute consultation. Couple days, ago, I get a phone call from someone name Oscar (to protect his identity, I just give […]

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Correction: Credit and Debt Bootcamp will be on Saturday, August 15, 2009

19 July 2009

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Just wanted to make a brief correction on my last post. Our Credit and Debt Bootcamp will be held on Saturday, August 15, 2009 from 12-4pm. "Credit and Debt Boot Camp"Saturday, August 18, 2009 De Anza Community Center 1405 S. Fern Ave, Ontario, CA For More Details vist our website and Register at BootCamp Information […]

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